Pradhan Mantri Mudra Yojana 2018 Details in Hindi PDF - Go Sarkari

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Saturday, 27 January 2018

Pradhan Mantri Mudra Yojana 2018 Details in Hindi PDF

Pradhan Mantri Mudra Yojana

Mudra Bank Yojana is the scheme which is comes under the Pradhan Mantri Mudra Yojana 2018.
This Yojana is announced in the month of August 2015. This Yojana is basically for lower middle class family. According to this scheme you can take loan without Guarantee from the any bank .

All the agency and other company will be established with this Yojana. The Full name of this scheme is PM Micro Units Development and Refinance Agency Limited. Under this scheme you can take the loan about 10 lack rupees. The main priority of this scheme is given to the SC and ST scheme.

You can also check more details through this page and they need to keep visiting this page of for getting more updates or news about Pradhan Mantri Mudra Yojana. You may scroll down this page for more details.

Pradhan Mantri Mudra Yojana Details:

Required Eligibility:
  1. All “Non farm enterprises” 
  2. Under “Micro Enterprises” and “Small Enterprises” segment
  3. Engaged in “income generating activities”
  4. Engaged in “manufacturing, trading and services“ and
  5. Whose “credit needs are up to Rs.10.00 lacs”

 Credit Facilities:
Any type of Fund Based or Non Fund Based facility
No Minimum amount. Maximum Amount - Rs.10.00 lacs.

Categorization of MUDRA Loans:

Stipulated Credit limits
Loans sanctioned under the scheme up to Rs.50000
Loans sanctioned under the scheme from  Rs.50001 to Rs.5.00 lacs
Loans sanctioned under the scheme from Rs.5,00,001 to Rs.10.00 lacs
 Interest Rate: 
Micro Enterprises
Small Enterprises
Up to Rs.50000/-
Base Rate
Base Rate+0.50%
Above Rs.50000/- to Rs.2.00 lacs
Base Rate+0.50%
Base Rate+1.00%
Above Rs.2.00 lacs to Rs.10.00 lacs
Base Rate+1.00%
Base Rate+1.25%

Processing Charges:
No charges for this scheme.

Assets created out of the Bank’s finance.
No collateral security.

How to apply for Pradhan Mantri Mudra Yojana 
  1. Candidates get the application form from the official site of any bank.
  2. Now fill the application form with all the required details.
  3. Check it and attached some required documents.
  4. Submit the application form to the counter of the bank.

 Note: For more details they need to check the Official site of Pradhan Mantri Mudra Yojana